Cover Gps
2006
Is my GPS covered under our renters insurance?
Yesterday, my husband and I went to TGI Fridays for dinner..it was still light out. I have a portable Garmin Nuvi (about $600) in my car. I ALWAYS take it off my dash and put it under my seat. Well always, except for yesterday. My 3 year old was having a tantrum about being in the car seat, and in all the commotion I forgot to take it down. BIG MISTAKE! In the light of day, with people coming and going, these BASTARDS broke my passenger side window and stole my GPS right off the dash! I am heartbroken. Our car insurance won’t cover it, but we do have Travelers renter’s insurance, which we’ve had for 2+ years. I don’t know what our deductible is, but do any of you know if this is covered, and how much of the cost do they cover? Thanks!
Yes! We called the police immediately, and filed a report!
The first 2 answers are wrong!
Yes, it is covered under your renter’s insurance under theft. Most insurance companies require that you file a police report. Your personal property is covered anywhere in the world but it is subject to a deductible. Some policies cover full replacement value, which would be $600 minus your deductible. Some policies only cover the actual cash value, so if it is old, they will take some money off for depriciation. It is NOT covered under auto insurance because it is not permanently attached to the vehicle.
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